100% CLTV Financing
Our 100% CLTV HML is available in all 50 states (no territories/possessions at this time).
Are you a new, or even experienced investor, and been looking for the elusive "100% financing?" It is available, via 100% CLTV (Combined Loan To Value). For Single Family, you can get up to 60% of the LTV, with the seller holding a second position. For commercial real estate (including multifamily), you can get up to 50%. Land is 40%. More may be available, on a case by case basis. Between our lender, and seller financing, you can get 100% CLTV Financing!
Here are some highlights:
- Fund up to $10M in 5 Days
- No FICO Restrictions. Worked with a FICO under 400, and another with over 200 inquires!
- No Restricted States; all 50 states.
- Bankruptcy Bailouts, and in foreclosure, OK.
- Rural properties can work
- We’ll Use Your Appraisal (prefer within 6 months for SFH; 3 for commercial, case by case)
- We lend on all the normal stuff like residential and commercial properties, but we’ll also do, through cross-commercialization, less touched on areas, like a coal mine.
- If you have a clear title, and an appraisal within the above time frame, and completed the application, you could be funded with 24 - 48 hours.
- We can do fix & flips, based on the appraisal value, for low to medium repairs. No full rehabs, gut jobs, ground up construction, or raw land. If your real estate has land, case by case, we may be able to go up to the first 5 - 15 acres.
- This is a Hard Money Loan (HML). Interest rates are higher than bank rates, as most HMLs are. However, you only pay the interest, with terms between 1 - 3 years; 1 year is typical.
If you are a broker, agent, or similar professional, you can refer us people that you otherwise can't help. You work with us, and add your points.
Anyone else who brings us someone we finance, you can earn up to 1 point (1% of the amount funded). Let us close some loans.