Looking beyond your credit score

We believe you are worth more than your credit score. Traditional home equity loan, HELOC, and cash-out refinance providers often only extend financing to people with super-prime credit. Our team utilizes many different data points to analyze your financial profile, and your property, to give you the best deal. The credit does play a role, but isn't the sole deciding factor.

Investors win when you win

Unlike traditional home equity loan and HELOC providers, when you choose to partner with investors, the investors are invested in your success right alongside you. Investors share in the future upside and downside of your home value, and only get paid when you sell your home, perform a cash-out refinance, or choose to pay them back.

How are you able to offer 0% financing?

Investors are able to offer 0% financing, since in exchange for interest free financing,investors receive a percentage of the future home value appreciation. Investors rely on the future increase of your home value in order to generate a return for our offering.

How does this compare to a HEL or HELOC?

Investors offer 0% home equity financing with no monthly payments, in exchange for a share of future home value appreciation. In comparison, traditional home equity loans or HELOCs charge up to 10% interest rate with high monthly payments.

How can I use the funds?

You can use the funds for any purpose you’d like. Most homeowners use funds to either pay off their existing debt (mortgages, credit cards, student loans etc.), remodel their home, or help their children with college expenses.

You can also use the funds to help you with money for a rental, or to start or expand a business. You can do that yourself, or you can work with us on investments. You can also use this money, along with your retirement account, to fund a rental, or to start or expand a business.

Is my information secure with the investors?

Yes, protecting your information is very important to us. All data is encrypted and stored within leading cloud platforms like Amazon Web Services, Secured Forms (SSL), etc. We maintain strict guidelines around access to client data along with procedural safeguards to protect your information. Each investor maintains their own policies and terms of service, which they will discuss with you, or will be on their web site, or other communications, when you speak with them. For our Privacy Policy and Terms of use, click here, or select the option from the navigation menu.

Please go to our secured (SSL) form, and tell us about your property.

Note that after you have spoken with the Equity Share Investor, if you wish to work with us on investments, you will need to then contact us.